"Relocated from Arizona and Kate was very helpful in locating houses and finally the house that we now call home. She found houses in Fernandina Beach, Amelia Island and Yulee which is the area we were looking to find a home in."

"It's a blessing we found Kate!! What a great experience. From start to finish she was knowledgeable, quick to respond, honest, understanding, what an amazing realtor to have on our side! We started off with a family recommended realtor and ended up very wary and unsatisfied with the experience. Zillow search lead us to Kate and we could not have been happier. She heard our wants, needs, target date, price, location, and went straight to work. And this was no easy task due to us being on the opposite side of the country, my work schedule, time zone difference etc. She came through 100% of the time- zooms, text, email, phone calls, walk throughs, meetings, you name it! We absolutely love our new house, our builder, our neighborhood, all such a perfect fit for us!! We highly recommend Kate to anyone looking for a top notch realtor. You will be in the best of the best hands!"

"We actually went through the purchase process virtually and Kate made it easy as she gave us true and factual information. She was really honest and responsive."

"Kate was professional, personable, knowledgeable, and efficient. The 2021 housing market in the Jacksonville area was cut throat, but Kate maneuvered it with ease. She found us the perfect house at the perfect price!"

"Kate is an absolute professional in every way. She helped sell our home for a great price and was supportive through every step of the sales process. Couldn't ask for better service. She is by far the best agent we've encountered and we highly recommend her to anyone needing an agent."

"She was great to work with and she keep me informed of all the steps along the way, who would be contacting me, what to expect going forward, and she explained the process so I was more comfortable. Overall an amazing experience would highly recommend."

"Kate went above and beyond for me and my wife as we were searching for our new home. She is friendly but professional, thoughtful, and well versed in the house buying process. She was quick to respond and took our words and consideration to heart when searching for houses. The housing market in Jacksonville, FL was a little cut throat early 2021, but with her help, we were able to find a house we liked in a neighborhood we liked at the price that we liked. Given the opportunity, we would definitely work with her again, and I would highly recommend Kate for anyone searching for houses in her area."

"She was patient and consistent and I would recommend her! She provided many options and did not push but encouraged me to keep looking! We had some disappointments but Kate was positive and willing to find alternatives."

"Kate really helped keep us informed throughout the entire process. As first time home buyers we had lots of questions and she answered them in both a timely manner and in detail. We could not have been happier with the experience!"

"Kate was very helpful and professional from start to finish. She also represented the owners, but I was completely confident that she looked out for my interests as well. She took the stress out of the home-buying experience. I would use her services again."

"I found Kate on zillow. Dont have any clue on who she was at all. I just blindly reached out to her so i can check a house i found on Zillow. The best decision ever! From the very first day, Kate has showed us all but good and incredible knowledge about house buying and selling. She was very patient and always ready to listen to my whining. She didnt care if we drive from one end of the world to the next to see houses. She also helped us sell our previous home. If you’re looking to sell your house, get Kate to do it!!!!!!! She’s got an eye of an eagle and will help you stage your house so its perfect for anyone who walks in and check your house. She will make sure that your house is in tip top shape. She wants perfection and its a good thing. She really knows what she’s doing. And she will fight for you and protect you from difficult buyers or situation. I would hire Kate in a heartbeat if we decide to do this all over again. Stop waiting and get Kate to work for you in finding your next home or sell your home."

"I took forever to find what I wanted. Kate was patient with me. She was wonderful to work with. Kate is very professional and I would recommend her to anyone."

"Kate is a pleasure to work with. Professional, knowledgeable, patient and always available to answer a question. Kate always has a warm smile and a personality that exemplifies “southern hospitality”. She made a home purchase from 900 miles away, seem like it was across town. My wife and I are so thankful for having met Kate."

"Very knowledgeable of the area ,very helpful ,always took my calls and had answers for my questions.even help me after the closing with some small issues."

"Kate Swain is a friendly and personable realtor, she was able to accommodate me and my husband constantly changing what we were looking for and helped us find our perfect home. We have already recommended her to some of our friends and they have found there perfect home as well b/c of kate. Would def. recommend her to anyone else who asked."

"The very best! Very engage, answered every question and solved every need. On a Sunday afternoon she stop her life to go showed mi wife and I the house that we ultimately bought. At that point she had gain our trust. Today we lived in our dream home thanks to Kate."

"Mrs Kate was very helpful with the entire house buying process. She was very knowledgeable about neighborhood. I would recommend her to anyone buying house."

"We were out of state buyers, and made initial contact with Kate via an internet search for an agent in the Amelia Island area. Kate requested a list of our wants and needs, and provided timely updates of listings meeting our criteria. When we arrived to begin our hunt for a home, Kate was prepared with a list of homes and appointments times. Her positive and upbeat personality, local knowledge, and responsiveness helped us identify a home in Fernandina Beach."

"Kate is a genuine relatable person. At no point In my process did I really feel like I had to ask a question and she was always ten steps ahead of me. At no point did I feel stressed or that she didn’t understand what I wanted. This was my second home to purchase and I didn’t realize how bad I had been let down in the past so if you can I highly recommend her for your Next PCS or regular move!"

"Kate went above and beyond with helping us find our home, we looked at several homes and she knew every answer to every question we asked. Would highly recommend her to anyone buying a home."

"Kate is a pleasure to work with. She is very responsible and attentive to the needs of both sellers and buyers. She is also patient and listens to what her clients are looking for, then tailors her showings towards that end. If you are looking for a great honest agent, I highly recommend her!"

"Always a phone call away. She was great especially working with two Seniors trying to navigate the obstacles with the loan. She wasn’t scared to pick up the phone and talk with the mortgage company .very positive and very determined to make your dream work."

"Very responsive to our needs with much knowledge in real estate field. Always prompt and on time for showing. Very helpful in mortgage preparation from beginning to closure. Highly recommend her services."

"I would highly recommend Kate Swain to help you find your perfect house. She was an amazing, helpful, knowledgeable, and friendly person who my husband and I really enjoyed working with. She listened to our needs and helped us navigate the home buying process from start to finish. Kate answered any questions we had, was quick to respond, and went out of her way on more than one occasion for us. She is truly a great agent!"

"Kate Swain is an amazing Realtor! She was very communicative with us throughout the whole process and very on top of things. She is also very personable yet professional. You can tell she loves her career and really wants the best for you in you as a home buyer. We are so happy we were referred to her to find our dream home!"

"Kate worked tirelessly to help us find our home! She was very patient and always had time for me, as proven by the fact that we looked at over 60 houses! Look no farther for a realtor as she will not steer you wrong! Thanks Kate!"

"Kate was extremely thorough, responsive, diligent, patient, and pleasant. She showed us numerous homes and drove us all over the city. She knew the area extremely well and was able to find us home that met all of our requirements. During the offer phase, she knew how to give our offer more punch and get it accepted. For example, she helped us draft a letter to send to the sellers that we later found out clinched the sale. She was available to answer any of our questions day or night and was able to persuade our sellers to push to move our closing date numerous times at our request. She made a very stressful time much more bearable. I highly recommend Kate to anyone interested in selling or buying a home."

"I found Kate via Zillow! We were moving from Nashville in a very very crazy (unrealistic) time crunch. We had to sell our house, we had to enroll our children in school and make it all happen FAST! Being new to the area, she mapped out all the places, we viewed maybe 14-15 homes! She listened to ALL of our needs and helped us find a home that accommodated our family of 5. We didn’t just find a HOME, but an AMAZING community/neighborhood! Kate, thank you for making the unrealistic, REAL! We love your home, and will recommend you ALWAYS!"

"Our family has so much gratitude towards the compassion, expertise and “we will get this done” attitude shown by Robyn Baily. I had so many doubts in the beginning of our journey to sell our home in Maine and move to Georgia. Not only is the market ever changing with extraordinary interest rates but the competition to buy a home is like a lottery. Thank you Robyn from the bottom of our hearts. You responded to my stressed out text messages and phone calls when I thought things were falling apart. You are so appreciated."

"Robyn Baily is extremely organized, optimistic, professional, and knowledgeable. Everything that is necessary for a smooth home buying process. This was our third home purchase and Robyn is by far the best! We highly recommend her! We are so fortunate to have found her."

"Robyn Baily was super helpful and very patient with this first time home buyer. She is very knowledgeable and happy to please. Would recommend it to anyone."

"We had a great experience working with Kate! She was fully committed to helping achieve our goal from start to finish, and made the process go as smoothly as possible. Would recommend to anyone looking to buy or sell their home!"

"As a person who is traveling a lot, and having to purchase a home sight unseen, Kate made this process about as smooth as you could ever hope for. She was very detailed, thorough, and honest with her insight. After we closed on our home, she stayed in touch to make sure everything was exactly what we had hoped for, and it was. We can't thank her enough for expertise, but also friendly hospitality!"

"I would recommend Kate to buy or sell your properties. She sold my property in Jacksonville faster than I expected."

"Kate is the best agent I’ve worked with in 30+ years of buying and selling real estate. She knows the market very well and goes above and beyond to make everything perfect and the process as easy as possible on her clients."

"Kate was fantastic to work with on buying our new home and helping sell our previous home. I highly recommend her to handle your next home purchase and sale!"

"We had called another realtor to list our home and the other realtor quoted a selling price far below what we knew other homes in our neighborhood were selling for. We heard about Kate so called her and she was at our home the next day. She helped us stage our home with existing furniture. We signed a contract. Kate made wonderful photos and the day our home went on the market, we had 5 offers, the first within 2 hours after going on the market. Kate was able to get us a price above our expectations. She is professional, courteous, and not high pressure at all. She is the best realtor we know and we have sold other properties using other realtors before her. We will always use Kate in the future!!!"

"We first came to know of Kate Swain when she was selling a neighbor’s home. Seeing the expediency, efficiency and sale of our neighbors property, when we decided to sell our home , we naturally gravitated to Kate . So ….we met with Kate and were so impressed with her broad and localized real estate knowledge that we immediately contracted her as our agent. She put together a plan to market and sell our home. Kate provided us with advice and suggestions to increase the salability of home . Very minor changes /enhancements. She provided details and expectations of the listing and the marketing of our home. We went to market shortly thereafter during the pre-holiday rush (2023) with expectations that we really could sell within that period, as she had provided us with strong statical data/sentiment of what could occur during that timeframe…as she projected….We received multiple bids, with a best and final bidding process, sealing the deal …we accepted an “over asking” price , with a shortened closing date (our wish). Working with Kate was a pleasure ….her expertise was evident from our initial meeting and has it carried far beyond the closing process, we consider Kate a good friend. We highly recommend Kate Swain and her team for your real estate needs. Her professionalism and results were exceptional"

"We bought our 2nd home with Kate recently . She helped us to get the loan with a good lender immediately. We found the house we like in a few days and Kate helped us to negotiate with the seller and their agent to get the best deal. She also gave us the gift basket full of stuff on closing day. She also helped us to get the tenant to rent out our first house in a few days."

"Kate was a phenomenal realtor! We were unable to see the home when deciding on placing a contract. Kate drove over 40 miles to look at the home and give us a video tour. We relied on her expertise to make the decision to put the home under contract. One of the best decisions we have made! I will completely trust Kate for our next home purchase!"

"Fortune was with us when Kate Swain became our realtor. She negotiated a substantial reduction in price during the hot market cycle and handled all matters with alacrity."

"We bought our house while transitioning from Arizona, we relocated in an area my wife loves and in an area located in the center of what we enjoy doing. Closing while in Arizona made life simpler for us. Thank You Kate"

"Believe it or not when we purchased our home in Georgia we did not see it in person until the day of the closing! We had been carefully weighing our options for purchasing a home in Florida or Georgia for a year. The market in Florida was crazy and after 4 visits to the area we had decided a more small town feel in Georgia would be best. We met Katie in person then we had to return to Pennsylvania. She then worked very diligently showing us homes remotely via our cellphones and giving us honest feedback on each house. She showed us our current home and was honest enough to tell me I would not be satisfied with the kitchen but knowing that I had done previous kitchen renovations thought the rest of the home and the neighborhood was what we were looking for. We bought the home, renovated the kitchen and have been so happy we moved to Georgia. Katie also get a great job through the closing insisting we keep in the appraisal clause saving us $9,000 to put towards the kitchen. I also referred her to my son who used her to purchase his house in Yulee Florida which has been another successful relocation for our family."

"Kate was fantastic, was very patient with us with an out of state move and helped us with every part of the buying process, starting from December till we closed in June. Will recommend her for friends and family moving to the Jacksonville/southern Georgia area!"

"Kate is fantastic! She is personable and professional. She actually puts in the work to ensure you receive maximum value for your home. She gets it done quickly and at the highest quality. These days, many realtors have become lazy and just want a slam dunk sale requiring as little work as possible at the sellers expense. My home was fairly easy to sell, but regardless of it being desirable, Kate put in the work to be sure we had options. Fantastic, rare, and finally, I feel like a realtor earned the fees charged."

"I can’t say enough about how awesome Kate is. Planning a move from out of state is no easy task. Kate arranged nearly 30 properties for us to see. Gathered our likes and dislikes and when all was said and done she honed in on one specific property that she was confident we would like!!! And she was right!!! Her knowledge, kindness and resourcefulness is superior to none!!! Love you Kate - you are truly amazing!!!"

"Kate is a fantastic realtor. She takes the time to know her clients and their needs. She responds in a timely manner and works out details for the best interest of her clients. I would use Kate for all of my realtor needs every time!"

"We met Kate 3 years ago when we first thought about buying in Jacksonville. It took a long time for us to decide, but we just closed the deal on a wonderful new home in St. Augustine. She was patient as we took her on an unpredictable journey of starts and stops. In the end, just when we thought we had a house picked out, she suggested we look at one additional home that we had not seen, because she thought it met all the criteria we had been asking for. When we saw it, we instantly fell in love with that house! It was perfect for us! Kate was a gem of an agent! She was able to answer all our endless questions, was gracious and patient with us, and went above and beyond what most agents would do. My wife and I highly recommend Kate!"

"Kate Swain did an amazing job!!!! It was our first move and we were transitioning across the country. She had our backs and was with us every step of the way. I give her a FIVE STAR+ rating!! She went above and beyond!!! I couldn’t imagine doing this with any other realtor than her!!! Because of her expertise, she made the entire process easy!!!! Thank you Kate!!! "

"This was my second home me and my husband bought with Mrs. Kate Swain and I couldn't ask for a better person in my corner. She takes her time to listen to what your looking for in a home and really makes sure you find that amazing place your looking for. This wasn't an easy buy for us this go around but kate reassured me and took time to make sure I was comfortable and understood each step. I will always call Kate anytime I'm looking to buy or sell a home. She is true blessing during this sometimes not so easy process and works hard to make sure you get that amazing home you are seeking for."

"Katie is an excellent realtor - very communicative and knows how to deal the sale professionally - she stood behind her word with everything she promised. Highly recommended to who thinks to sale or buy a house - Don't hesitate."

"Kate Swain is a realtor who does her absolute best to be attentive to the needs of her clients. As buyers in a real estate transaction, she represented us well and would always provide timely responses coupled with a helpful attitude. As a result, the outcome was an overall smooth process for all involved. It would be well worth one's time and effort to be engaged with Kate's services if you are a potential buyer or seller in the state of Georgia."

"Kate Swain was awesome. She made our transition to Florida effortless. She took care of all matters in a very efficient manner."

"Kate was great to work with!! She was very professional and knowledgeable. She was willing to drive a couple of hours away to show us homes and was very accommodating with our schedules. She was not pushy. It felt like she had our best interest at heart and just wanted us to be happy with our purchase. Even the seller told us that we had a great realtor because of how she negotiated for us!"

"We’ve worked with Kate multiple times now, and I can honestly say we wouldn’t choose anyone else. She is truly the best in the business, top of the line in every way. From start to finish, she made the entire process of selling our home smooth, stress-free, and even enjoyable. What sets her apart is how personable and down-to-earth she is. She genuinely cares about her clients and it shows in every interaction. She communicates clearly, advocates fiercely, and has an incredible knowledge of the market. We trusted her completely and she delivered once again, above and beyond. If you’re looking for someone who’s not only an expert but also treats you like family, Kate is the one you want by your side."

"I give Heather Denmark my highest and most enthusiastic recommendation. I recently accepted a new job opportunity that required me to relocate within a very short timeframe—just 30 days. Faced with the pressure of such a tight deadline, I immediately thought of Heather. I had met her the previous year when she provided a property evaluation for my home, and I never forgot her professionalism, initiative, and clear dedication to her clients. From that brief interaction alone, I knew she would be the right person to help me navigate this major transition.

From the moment we reconnected, Heather took control of the process with confidence and energy. She was fully prepared, clearly knowledgeable about the current market conditions, and presented a smart, well-thought-out strategy for getting my home listed and sold quickly. I was impressed not only by her attention to detail but also by her responsiveness and availability—no matter the time of day, she made sure I felt supported and informed.

What truly amazed me, though, was the outcome she delivered. In a tough and highly competitive buyers’ market, Heather managed to sell my home on the very first day it was listed—securing a full cash offer. That kind of result speaks volumes about her ability to price, market, and negotiate at the highest level. She made what could have been a stressful and overwhelming situation feel seamless, even easy.

Heather is not only a highly skilled real estate professional, but she is also warm, approachable, and genuinely invested in her clients’ success. She consistently went above and beyond to make sure every detail was taken care of, and her passion for her work truly shines through in everything she does.

I am beyond satisfied with the results and incredibly grateful to have had her on my side during this major life change. Without hesitation, I will absolutely work with Heather again in the future—and I recommend her to anyone looking to buy or sell a home. You will be in excellent hands."

"There are thousands of NEFAR (Jax) Realtors but only one Kate Swain! Whenever I have Buyers or Sellers in "Duuuuuvaaaaal" I can only hope to partner with someone as professional and easy to work with as Kate."